8Twelve Mortgage US
For Financial Planners

Refer with
confidence.

Your client's mortgage is the largest line item on their balance sheet. The wrong product can unwind years of planning. As a broker, we structure financing around the plan you built — not the other way around.

Become a Referral Partner
Why a broker

A bank sells one mortgage. A broker designs the right one.

Asset-based qualification, interest-only jumbo, cash-out for liquidity events, HELOCs that complement a tax strategy — banks rarely offer all of these, and never on the same desk. A broker brings the full wholesale shelf to your client and discloses every option, every cost, every trade-off.

Fiduciary-first
Every option and every cost disclosed. No hidden margin, no surprises at closing.
Asset & K-1 qualifying
We close clients banks decline — self-employed, retirees, equity-rich.
Senior LO direct
Your client never gets bounced to a call center or junior processor.
Grow together

A reciprocal partnership, not a referral funnel.

We refer planning clients back to you. Every mortgage closing is also a financial event — tax, insurance, estate, and liquidity questions follow. The planners in our network become the trusted next call.

Become a Referral Partner
  • Fiduciary mindset
    Full disclosure of rates, lender credits, and broker comp on every quote.
  • Custom structuring
    Jumbo, asset-based, HELOC, cash-out refi, and bridge loans tailored to your plan.
  • Direct senior LO line
    One point of contact from application through closing. Phone calls returned same day.
  • Reciprocal referrals
    Every closing is a planning event. We send those clients back to you.

Ready to partner with us?

Apply in minutes. Get your portal, your concierge, and your first co-branded asset the same day.

Become a Referral Partner
CallGet Pre-Approved